Monday 27 May 2019

Apply for loans & We offer major types of loans in UAE

There are many occasions when a person finds himself facing a shortage of money or in need of some extra funds/Loans. For example while getting married, buying a new house or car, paying university bills or spending money on a home renovation project. You cannot always depend on savings and in such a case you might need to borrow from a bank.

Every loan candidate has their own specific requirements and a loan that may be suitable for one person might not work out favorably for another.

That is why it is good to have some basic information about the various kinds of loans that can be availed in UAE.

Major types of loans in UAE:

Salary transfer loan:

In this type of financial arrangement, the bank requires the candidates to have their salary deposited in the bank and the installments are deducted directly from the borrower’s salary. A benefit is that it offers a lower interest rate but there is a lot of extensive documentation involved as the applicant has to seek prior permission from their employers.

Non-salary transfer/ Personal loan:

This does not involve any salary transfer but it has a comparatively higher interest rate.

Credit card loan:

It is a convenient mode of borrowing money but it has a high interest rate. Credit card loan

Shariah-compliant:

Many banks in UAE offer Islamic loans such as Dubai Islamic bank, Mashreq bank, Emirates Islamic bank, etc. The finance products are supervised by independent Sharia supervisory boards.

Documents required for applying:

Different banks have different requirements for documentation but usually applicants need these basic documents to apply for loans:

UAE national identity card
Visa documentation
Valid residency visa in case the candidate is an expat.
In case of salary transfer loan, banks ask for salary transfer agreement letter
Income statement
Post-dated cheques as security in some cases

Usual criteria:

Banks also look for certain criteria in applicants to ascertain that they are suitable candidates:

Minimum monthly salary criteria for various loans
Upper and lower age limits
Financial or credit history to determine if the person will be able to repay the loan.

Before you apply for loans in UAE, visit moneyingulf.com to seek their professional guidance and assistance, so that you opt for the best financial arrangement.

Saturday 25 May 2019

Instant Cash & Quick Cash Loan UAE

Get Instant Cash loan from Moneyingulf.com. Quick Cash Loans in 24 hour’s. We Offer Smart Cash Loans for our customers in Dubai, UAE. Instant cash service, you avail speedy.

Nowadays there are many ways to send and receive cash.

With latest modes your loved ones do not have to wait for days on end to receive money.

You might have to send cash in an emergency situation and instead of worrying you can turn to a latest facility. You can conveniently transfer any amount through Instant cash.

How does it work?

This facility has the superior edge when it comes to modern technology for money transfer. It is safe, secure, and convenient.

First of all locate the nearest agent or outlet and inform them that you need to transfer money. A great benefit of this service is that they have multiple outlets throughout UAE to choose from according to your convenience. Remember to take along your ID card as proof of your identity and then just give the agent the amount that needs to be sent. Fill in the form and give contact details of the person that you wish to send the amount to.

You will be issued a 9 digit transaction code; send it to the person you want to transfer money to and they can then collect the amount. You can also easily receive money through this procedure.

Best features:

This money transfer service offers competitive rates and minimum charges. Clients need not worry about any hidden charges.
This facility offers multiple options to deposit the money that has to be transferred. You can even send it to the recipient’s bank account or mobile wallet. The receiver can transact money from ATM to use. You can also send cash physically via their unique home delivery service.
You can send and receive money speedily. When you have to transmit any amount quickly to a friend or family member this is undoubtedly one of the best options.
They have a network of almost 250, 000 locations around the globe so you can send money easily from UAE to many places around the world.

Instant cash in Dubai, United Arab Emirates

So with Instant cash service, you avail speed, convenience, and trustworthiness in your cash transfers. Visit moneyingulf.com to find out more details about the procedure.

Monday 6 May 2019

Free Movie Credit Card - Free Movie Ticket Credit Card UAE

For cinephiles and regular cinema-goers, spending money on tickets can be a hefty expense.

But with the help of credit cards in UAE, you can earn points and avail offers for getting entry into movie theaters on discounted prices. You can also save money on snacks. Free Movie Ticket Credit Card UAE

Popular cinemas such as VOX cinemas, Novo cinemas give this option through credit cards offered by various banks such as:

ADCB TouchPoints Credit Card:

To get this credit card, you must have a minimum salary of AED 15k and an annual fee of AED 600 is charged. With this free movie credit card, whenever you purchase a movie ticket at VOX cinema, you can get an additional one absolutely free of cost.

FGB Platinum Card:

The cardholder must have at least an income of AED 8k. This card has an annual fee of AED 550. You can avail three free movie tickets in a month from certain cinemas.

NBAD Platinum Credit Card:

If you use this card, you can get 50% discount on online movie tickets at VOX cinemas.

NBAD One Pro Visa Signature Card:

The applicant should have a minimum monthly income of AED 10k and there is no annual fee. Clients can avail discounts from Cine Royal, OSCAR cinema, and REEL cinema on spending AED 2000 or more in a month.

Emirates NBD Go4it Gold Card:

For applying for this card you must have a monthly earning of at least AED 5k and it has an annual fee of AED 99. For AED 47.25 you can purchase two regular or premium 2D tickets at VOX cinemas and also avail a free upgrade on beverage and popcorn size.

HSBC Credit Card:

With HSBC credit card, you can buy a cinema ticket any day for any show and get another one absolutely free.

Citibank Credit Card:

If you are a Citibank credit card customer, you can avail buy one, get one free offer on movie tickets.

You must have a minimum salary of AED 15k and an annual fee of AED 600 to get free movie credit card & Free Movie Ticket Credit Card UAE. You can avail movie tickets in a month from certain cinemas.

Thursday 2 May 2019

Apply For Loan and Get Instant Loan Approval

If you find yourself in a financial crunch, there are many banking forums to borrow from in UAE. Life can deal unexpected hands and every time your savings might not be sufficient for a monetary crisis.

If you want to apply for loan in UAE, visit moneyingulf.com, enter in your financial history and details and their team will brief you about your best options.

Here is some useful information in this regard:

Personal Loan:

Personal loan is a sort of unsecured loan and involves no salary transfer. Many banks in UAE offer this funding option to help clients out during a financial problem. The terms are settled based on credit history and convenient repayment terms make the process easier for applicants repayment. The repayment is conducted through EMIs. The loans are approved keeping in view the credit history of the applicant and their apparent ability to repay the amount.

Benefits:

A great thing about this sort of loan is that banks do not inquire about reasons for borrowing money so it is processed quickly and the client can have rapid access to funds for any sort of emergency.

The EMI amounts for this loan are relatively better than other loans, especially credit card loans and the applicants do not have to pay foreclosure charges.

There is no complicated documentation or processing involved.

To apply for loan, applicants do not have to seek prior permission from employer or go into any sort of hassle.

Some prominent banks that provide this option in UAE are:

First Gulf Bank: Minimum monthly income of applicant should be AED 10,000
Citi Bank: Minimum monthly salary should be AED 8,000
Emirates NBD: Ask for minimum monthly income of AED 3000
Dubai Islamic Bank: Individuals with monthly earning of at least AED 3,000 are eligible
Mashreq Bank: Salary should be at least AED 5,000
Finance House : People with minimum monthly income of AED 8,000 can apply for personal loan at this bank
Ajman Bank: Monthly earning of applicant should be at least AED 10,000
United Arab Bank: Hopeful applicant should have a monthly salary of at least AED 6,000

Visit moneyingulf.com for more guidance and valuable information!